Me Ya Faru a Kasuwar Condo ta Thailand?
Idan kana bin kasuwar gidaje a Thailand daga waje, wannan labari zai ba ka amsa kai-tsaye: a Q1 2026, an mika condo 3,241 ga baki a fadin Thailand, wanda ya ragu da 17.3% idan aka kwatanta da shekarar da ta gabata, kuma jimillar darajar wadannan mu'amaloli ta fadi da 17.9% zuwa THB biliyan 13.464. Abu mafi muhimmanci: Sinawa na raguwa cikin sauri, yayin da Rashawa suka mamaye matsayi na biyu bayan sun kifar da Myanmar. Wannan ba wani abu ne mai wucewa kawai ba - alama ce ta kasuwa da ke gina tsayin daka, inda babban jarin kasashe biyu masu karfin tattalin arziki suke ci gaba da kwararowa zuwa wannan sashi, ko da a lokacin da yake takaitowa na wani lokaci.
Ga duk wanda yake tunanin saka jari a Phuket ko Bangkok, wannan sauyi tsakanin Sinawa da Rashawa ba karamin abu ba ne - yana nuna ainihin inda kudi ke zuwa, da kuma dalilin da ya sa yankuna kamar Bang Tao ke ci gaba da samun kulawa daga masu jari masu kudi.
Manyan Alkaluma da Kake Bukatar Sani
- Sinawa har yanzu su ne kungiyar baki mafi girma da ke saye condo, amma sun ragu ainun: 906 unit kawai (raguwar 38.8%) masu darajar THB biliyan 3.493 (raguwar 42.9%)
- Rashawa sun tsallake zuwa matsayi na biyu, inda adadin unit da suka saya ya karu da 33% (zuwa unit 383), kuma darajar mu'amalarsu ta karu da 68.7% zuwa THB biliyan 1.665, wanda ya wuce Myanmar
- Baki na iya mallakar har zuwa 49% na fadin sararin da za a sayar a kowace ginin condo, kamar yadda CBRE Thailand ta bayyana, kuma a manyan ayyuka a Bangkok da Phuket, wannan iyakar tanadi kan cika kafin ginin ya kammala
- Kudin haya na condo a wuraren yawon shakatawa na kawo 5-8% na riba (gross yield) a duk shekara
- Phuket ta samu mafi girman darajar mu'amalar Rashawa: THB miliyan 1.06 daga unit 156, mafi yawa a wuraren zama masu tsada da alfarma
Tsarin Doka: Me Ya Sa Condo Ne Zabin Farko Ga Baki?
A karkashin Dokar Condominium ta shekarar B.E. 2522 (1979), baki na iya mallakar unguwannin condo cikin cikakken 'freehold' (mallaka na dindindin), amma sai an tura kudin daga wajen Thailand cikin kudin waje (foreign currency). Bankin Thailand da ya karbi kudin zai bayar da takardar Foreign Exchange Transaction Form (FET) - ba tare da wannan takarda ba, Ma'aikatar Kasa (Land Department) ba za ta rajista mika mallakar ba.
Wannan doka ita ce dalilin da ya sa condo ke zama zabin farko ga masu saka jari na kasashen waje, saboda dokar Thailand ba ta ba wa baki damar mallakar kasa (land) kai-tsaye. Idan wani yana son villa, sai a bi hanyar hayan shekaru 30 (leasehold) ko kuma ta hanyar kamfani na Thai, wadanda dukkansu suna dauke da hadari na shari'a fiye da condo.
Yadda Farashi Ya Canza a Bangkok da Phuket
Bisa ga bayanan Babban Bankin Thailand (Bank of Thailand), farashin condo a Bangkok ya karu da kimanin 25-30% cikin shekaru biyar da suka gabata. A Phuket kuma, farashin ya karu ko fiye da haka saboda karancin kasar da za a iya ginawa.
Wannan yana nufin cewa duk mai neman saka jari a Thailand yanzu yana fuskantar kasuwa mai tsayin daka wanda ba sabon abu ba ne kamar yadda ake tsammani - kudin baki na ci gaba da kwararowa duk da wasu shekaru na takaitowa a wasu kasashe.
Me Ya Sa Rashawa Suke Kara Kwararowa?
Tun daga shekarar 2022, Rashawa sun fara juyawa daga Dubai da Cyprus zuwa Kudu-maso-Gabashin Asiya. Phuket da Koh Samui su ne manyan wuraren da suke zuwa, kuma darajar mu'amalar Rashawa ta karu da 68.7% kawai a Q1 2026, kamar yadda jaridar Bangkok Post ta bayar da rahoto. Wannan yana nuna cewa Rashawa yanzu suna saye unguwannin masu tsada da alfarma maimakon karamin unit na farko.
A daya bangaren, Sinawa, wadanda a al'ada suke mai da hankali kan sabbin ayyuka a Bangkok kusa da tashoshin BTS da MRT, sun ja da baya cikin sauri saboda matsin tattalin arziki a kasarsu, inda adadin unit da suka saya ya ragu da 38.8% kuma darajar ta ragu da 42.9% a Q1 2026.
Ba wai Sinawa da Rashawa kadai ba ne ke aiki a kasuwar nan - masu jari daga India ma sun kara sayen condo da 40% zuwa unit 63, masu darajar kimanin THB miliyan 353 a wannan kwata, alama ce ta yadda kasuwar take habaka zuwa kasashe daban-daban.
Kudaden da Kake Bukatar Lissafa Kafin Saye
Idan kana shirin saye condo a Thailand, akwai kudade da za ka biya:
- Kudin mika mallaka (transfer fee): 2% na darajar kimar gida
- Kudin tambari (stamp duty): 0.5%
- Harajin kasuwanci na musamman (specific business tax): 3.3% (idan mai sayarwa ya rike gidan har kasa da shekaru 5)
A yawancin lokuta, ana raba wadannan kudade tsakanin mai saye da mai sayarwa. Bugu da kari, akwai kudin kula da wuraren gama-gari (common area fee) wanda ke tsakanin baht 40 zuwa 120 a kowace murabba'in mita kowane wata, dangane da matakin ginin, sannan akwai kudin 'sinking fund' wanda ake biya sau daya kawai a lokacin mika mallaka.
Kudin Baht na Thailand kuma ya kasance mai tsayin daka, yana kasuwanci a tsakanin baht 34 zuwa 36 ga dala daya (USD), wanda ke rage hadarin canjin kudi ga masu jari da suke aiki da dala ko yuan.
Ina Phuket Take Tafiya Zuwa 2026?
Bisa ga bayanan Knight Frank Thailand, sashin gidaje masu alfarma a bakin ruwa (luxury waterfront) na ci gaba da karfi zuwa 2026, saboda kwararowar bukatar baki, hauhawar farashin kasa, da kuma sha'awa mai karfi ga 'branded residences'. Villas a yankuna kamar Bang Tao, Layan, Kamala, da Cherng Talay na kara samun kulawa daga masu jari masu kudi da ke neman salon rayuwa fiye da saka jari kadai.
Tambayoyi Da Ake Yawan Yi
Shin baki na iya mallakar condo a Thailand gaba daya?
E, haka ne. Baki, hada da wadanda suke zuwa daga Russia da China, na iya mallakar unguwannin condo cikin cikakken 'freehold'. Sharadi mafi muhimmanci shi ne cewa kudin dole ne ya zo daga wajen kasar cikin kudin waje, sannan bankin da ya karba zai bayar da takardar FET.
Nawa ake bukata don farawa saka jari a kasuwar condo ta Thailand?
A Pattaya, studio na farawa daga kusan baht miliyan 1.5 zuwa 2 (kimanin dala 42,000 zuwa 56,000 bisa canjin 35.5). A Bangkok da Phuket, unguwanni masu kyawun wuri da sauki wajen sake-sayarwa yawanci na farawa daga baht miliyan 3 zuwa 4.
Wace riba (yield) zan iya samu daga condo a Phuket?
A lokacin kololuwar yawon shakatawa (Nuwamba zuwa Afrilu), condo a wurare kamar Bang Tao ko Surin na kawo 5-8% na riba a duk shekara (gross). Bayan cire kudin haske da ruwa, haraji, da kudin gudanarwa, ribar ta gaskiya (net) yawanci takan zauna tsakanin 4-6%.
Ina ne unguwannin Bangkok da baki suka fi sha'awa?
Sukhumvit (musamman tsakanin tashoshin Asok da Thonglor), Silom/Sathorn, da sabuwar cibiyar kasuwanci ta Rama 9. Kusanci da tashoshin BTS/MRT shi ne babban abin da ke tabbatar da darajar sake-sayarwa da kuma kudin haya.
Ina bukatar visa don sayen gida a Thailand?
A'a. Sayen gida ba shi da alaka da matsayin visa. Amma mallakar gida ba ta ba ka hakkin zama na dindindin ba kai tsaye. Idan kana son zama na dogon lokaci, akwai bukatar wata hanyar dabam kamar izinin aiki, visa na ritaya (O-A), Thailand Privilege elite visa, ko wani shirin da ya cancanta.
Karuwar da Rashawa suke samu, ko da a lokacin da bukatar Sinawa take sanyaya, alama ce ta ainihin sauyi a kasuwar condo ta Thailand ga baki, ba wani abu ne mai wucewa ba. Shawarar da ta dace ita ce: zabi ayyuka masu tabbatacciyar iyakar tanadi ga baki (foreign quota), a wuraren da za su iya sake-sayarwa cikin sauki kusa da hanyoyin sufuri, sannan kuma ka dinga hada kai da lauya mai lasisi don tabbatar da takardu kafin ka biya kudin ajiya.
Tushen labari: Bangkok Post
Idan kana shirin saka jari a Thailand, tawagar Kadarorin Thailand na nan don taimaka maka samun gidan da ya dace da bukatarka.