Idan kana bin labaran duniya, zaka fahimci wani abu mai muhimmanci yana faruwa: masu hannu da shuni daga Turai da Amurka na barin gidajensu na asali zuwa Asiya cikin gudu mai ban mamaki. A takaice: rahoton Henley & Partners Private Wealth Migration na 2026 ya tabbatar da cewa Singapore, Hong Kong da Dubai sun zama manyan wuraren da attajiran duniya ke tafiya, kuma wannan yanayi na kawo sauyi kai tsaye ga farashin gidaje a Phuket, musamman a bangaren villa masu inganci.
Ga duk wanda ke da niyyar saka jari a gidaje na Thailand, wannan labari ba wai kawai labarin siyasa ba ne, illa hakika ce mai tasiri kai tsaye a aljihunka: farashi na hawa, sharuɗɗan zama suna tsauri, amma kuma damarmaki na buɗe wa waɗanda za su zo da wuri kafin kasuwar ta cika.
Menene Ainihin Ke Faruwa a 2026?
Bisa rahoton Henley & Partners, Singapore da Hong Kong sun ƙara ƙarfafa matsayinsu a 2026 a matsayin manyan cibiyoyin masu hannu da shuni (HNWI) a Asiya. A daya bangaren kuma, Birtaniya, Jamus, Faransa, Norway, da Koriya ta Kudu na fama da fitowar attajiransu zuwa waje, saboda matsin lamba na haraji da sauyin siyasa; a Koriya ta Kudu ma haraji kan gado ya kai kashi 50%.
Dubai kuwa ta ci gaba da zama babbar ƙofar shiga yankin Gulf domin rarraba dukiya. Abin lura kuma, buƙatar Amurkawa masu hannu da shuni ga shirye-shiryen zama a ƙasashen waje ta kai matsayi mafi girma a 2026, inda attajiran Amurka ke neman zaɓuɓɓuka a wajen ƙasarsu da gaske.
Adadin ofisoshin iyalai (family offices) a Singapore ya wuce 1,100 a ƙarshen 2024, kuma har yanzu yana ƙaruwa. Farashin gidaje masu daraja a can yanzu ya kai fiye da dala 20,000 kan mita mai murabba'i. A gefe guda, tallace-tallacen villa masu daraja a Phuket sun ƙaru da kashi 12.9% a 2026 bisa rahoton Knight Frank Thailand, ko da yake buƙatar condo ta ragu kaɗan; gaɓar yammacin tsibirin, wato Bang Tao, Layan, da Kamala, sune wurare masu jan hankalin masu saka jari fiye da kowa.
Gabaɗaya dai, 2026 ba wai kawai lokacin da mutane ke ƙaura ba ne, illa lokaci ne da tsarin kuɗin duniya ke sauyawa gaba ɗaya, daga Yamma zuwa Asiya da Gabas ta Tsakiya.
Me Ya Sa Turawa da Amurkawa ke Barin Ƙasashensu?
Dalili na farko haraji ne. A cikin shekaru uku zuwa hudu da suka gabata, gwamnatocin Turai sun tsananta wa attajirai ta hanyar haraji. Faransa ta ƙara sabbin haraji kan manyan dukiyoyi, Norway ta ƙara harajin dukiya, kuma Birtaniya bayan Brexit ba ta ƙara zama wuri mai sauƙi ga waɗanda ba mazauna ba. Sakamakon abu ne mai sauƙin faɗi: attajirai sun yi amfani da ƙafafunsu suka tafi. Har ma Koriya ta Kudu, wadda a da ake ganin misali ne na nasarar tattalin arziki, tana asarar attajiranta saboda rashin tabbas na siyasa da harajin gado wanda ya kai kashi 50%.
Dalili na biyu shine tsarin more rayuwa na kuɗi. A cikin shekaru biyar da suka gabata, Singapore ta canza zuwa madadin gaskiya ga London da Zurich wajen sarrafa dukiya. Adadin ofisoshin iyalai a wannan ƙaramar ƙasa ya wuce 1,100 a ƙarshen 2024, kuma har yanzu yana ƙaruwa. Hong Kong ma, bayan wani lokaci na rashin tabbas, tana samun ƙarfi, tana bawa masu saka jari damar shiga kasuwar China ba tare da yin aiki kai tsaye ta babban yankin China ba.
Ta Yaya Wannan Ke Shafar Thailand da Phuket?
Wannan shine muhimmin bangare ga duk wanda ke tunanin sayan gida a Thailand. Yayin da Singapore ke ƙaruwa da tsada (farashin gidaje masu daraja a can yanzu ya wuce dala 20,000 kan mita mai murabba'i), wani bangare na wannan kuɗin dole ne ya nufi kasuwannin da suka fi sauƙin shiga a Kudu-maso-Gabashin Asiya. Thailand, Vietnam, da Malaysia yanzu suna samun 'raƙuman ruwa na biyu' na masu saye, waɗanda a baya suka riga sun zaɓi Asiya a matsayin tushensu, amma yanzu suna neman rarraba dukiyarsu a cikin yankin.
Siyasar duniya ma tana ƙara wa wannan yanayi kuzari. Rashin tabbas kusa da Mashigin Taiwan ya tura jarin Taiwan ba kawai zuwa Japan ba, illa zuwa kudu, wato Bangkok, Pattaya, da musamman Phuket, yayin da masu saye daga China ke rage kasancewarsu a kasuwar Japan, suna barin sarari ga jarin da ke fitowa daga Hong Kong da babban yankin China.
Abin sha'awa, Amurkawa masu hannu da shuni sabbin 'yan wasa ne a wannan labarin na ƙaura. A al'ada, Amurkawa sun fi son yankin Caribbean da Turai. Amma a 2026, bisa rahoton Henley, buƙatar Amurkawa ga shirye-shiryen zama na ƙasashen waje ta kai matsayi mafi girma da aka taɓa gani, kuma babban bangarensu na kwarara zuwa Asiya. Shirye-shirye kamar Thailand Elite Visa, MM2H na Malaysia, da Global Investor Programme na Singapore yanzu suna gasa da juna domin jan hankalin wannan rukuni.
Masu haɓaka gidaje ma suna martani. Sansiri, ɗaya daga cikin manyan kamfanonin haɓaka gidaje a Thailand, na shirin gina kusan sabbin ayyuka 30 a Phuket masu darajar baht biliyan 40 tsakanin 2027 zuwa 2030, sakamakon ƙaruwar buƙatar villa da condo masu daraja daga ƙasashen waje. A 2026 kaɗai, kamfanin na fitar da ayyuka bakwai masu darajar baht biliyan 10, wanda ya haɗa da condo hudu da villa uku a Cherng Talay, Phuket Town, Patong, da Rawai.
Dubai a Matsayin Mahaɗi Zuwa Thailand
Dubai ta cancanci ambato na musamman a matsayin wurin wucewa. Da yawa daga cikin masu saka jari da suka ƙaura zuwa UAE a 2022-2023 yanzu suna la'akari da Thailand a matsayin 'gida na biyu': Dubai ta ci gaba da zama tushen kasuwanci, yayin da Thailand ke zama wurin zama da gina dukiyar gidaje na dogon lokaci. Alaƙar tana aiki da kyau ma a fannin sufuri, domin jirage kai tsaye tsakanin Dubai da Phuket na ɗaukar kusan sa'o'i 6, wanda ke sauƙaƙa tsara balaguron duba gidaje.
Ga masu saka jari na duniya waɗanda suka riga sun kafu a Thailand, wannan yanayin yana da matuƙar muhimmanci. Gasa kan gidaje masu inganci na ƙaruwa ba a gida ba kawai, illa a duniya baki ɗaya, yayin da masu saye daga Turai, Gabas ta Tsakiya, da yanzu Amurka ke ƙayyade sabon iyakar farashi. Condo a Bangkok, villa a Phuket da Koh Samui, duk sun zama wani bangare na wasan duniya inda saurin yanke shawara ke ba da nasara.
Tushen labari: Bangkok Post
Tambayoyi Da Ake Yawan Yi
Menene HNWI kuma me ya sa ƙaurarsu ke shafar kasuwar gidaje?
HNWI na nufin High Net Worth Individual, wato mutumin da ke da dukiyar kuɗi mai sauƙin canzawa (liquid assets) na akalla dala miliyan 1. Ƙaurarsu zuwa wata sabuwar ƙasa na haifar da buƙata ta kai tsaye ga gidaje masu daraja, tana ƙara farashi, kuma tana canza fasalin kasuwa gaba ɗaya. Idan Henley & Partners ya rubuta ƙaruwar shigowar HNWI zuwa Kudu-maso-Gabashin Asiya, wannan sigina ce bayyananniya ga masu saka jari.
Me ya sa attajirai ke barin Turai a 2026?
Babban dalili shine ƙarin nauyin haraji a Birtaniya, Jamus, Faransa, da Norway, tare da rashin tabbas na siyasa. Matsin lamba na haraji na sa riƙe dukiya a waɗannan ƙasashe ta zama ba mai jan hankali ba idan aka kwatanta da ƙasashen Asiya.
Ta yaya ƙaurar jari ke shafar farashin gidaje a Thailand?
Kai tsaye. Shigowar masu saye masu hannu da shuni daga ƙasashe da dama na ƙara gasa kan iyakataccen wadata, musamman a condo na kason baƙi (foreign quota). Farashin gidaje masu daraja a Phuket da Bangkok na hawa da sauri fiye da hauhawar farashin kaya, inda tallace-tallacen villa a Phuket suka ƙaru da kashi 12.9% a 2026 kaɗai.
Singapore ko Thailand, wanne ya fi kyau don saka jari?
Kasuwanni biyu daban-daban ne. Singapore na bayar da kwanciyar hankali amma da babban ƙudirin shiga, inda gidaje masu daraja ke kaiwa fiye da dala 20,000 kan mita mai murabba'i. Thailand kuwa na bayar da riba mafi girma da ƙarancin jari. Da yawa daga cikin masu saka jari suna amfani da kasuwannin biyu tare.
Shin ya kamata a yi gaggawar saya a Thailand yanzu?
Abu ne mai kyau, musamman a condo na kason baƙi da villa a yammacin Phuket kusa da Bang Tao, Layan, da Kamala. Shigowar masu saye daga ƙasashen waje na rage wadatar da ke akwai, kuma waɗanda suka fara aiki yanzu za su tabbatar da farashi kafin sabon zagayen ci gaba. Idan kana neman jagora wajen zaɓar gida daidai, ƙwararrun Kadarorin Thailand na nan don taimaka maka.