Amsa Gajeriya ga Wanda Yake Neman Sani
Idan kana tambayar ko Thailand ta cancanci saka jari a halin yanzu, ga amsa kai tsaye: haka ne. Haɗin kai na ƙaura zuwa birni, ƙaruwar baƙi masu aikin yanar gizo, da tsarin visa na dindindin ya haifar da karancin gidajen haya a manyan biranen Thailand. A Bangkok, matsakaicin riba (gross yield) na gidajen condominium shine kashi 5 zuwa 7 cikin ɗari a shekara, yayin da a Phuket da Samui, hayar gajeren lokaci na iya kai kashi 7 zuwa 10 cikin ɗari.
Menene Ke Tuka Bukatar Haya a Thailand?
Babu ɗaya dalilin da ke sa kasuwar haya ta Thailand ta yi ƙarfi - akwai haɗuwar abubuwa da dama:
1. Masu Aiki Ta Intanet (Digital Nomads)
Thailand ta ba da fiye da DTV (Destination Thailand Visa) 300,000 tun da aka fara shirin. Wannan ya kawo ƙungiya mai yawa na masu haya da ke zaune watan 1 zuwa 6, waɗanda ke neman gidaje masu daɗi kusa da kafofin sadarwa da abinci mai kyau.
2. Ƙaura ta Cikin Gida zuwa Bangkok
Birni mafi girma a Thailand - Babban Bangkok - yana da yawan jama'a da ya zarce miliyan 10. Sabon masu zuwa yawanci suna son haya saboda farashin siyan gida ya yi tsada sosai: farashin dukiya a Bangkok ya tashi da kashi 40 zuwa 60 cikin ɗari a cikin shekaru goma, yayin da albashi bai bi ta wannan hanya ba.
3. Tsarin Visa na Dindindin (Long-Term Resident Visa)
Thailand tana jawo mutane masu arziki daga ƙasashen duniya ta hanyar visa na musamman don zama na dindindin. Waɗannan mutane yawanci suna haya gidajen alatu a manyan wurare.
Adadin Kuɗin Haya da Aka Tabbatar
A Bangkok, ɗakin kwana ɗaya yanzu yana haya da THB 15,000 zuwa 25,000 a wata - kashi 8 zuwa 12 cikin ɗari sama da yadda yake shekara guda da ta wuce. Hakan babbar alama ce da ke nuna ƙarfin kasuwa.
Bisa ga bayanan CBRE Thailand:
| Wuri | Nau'in Haya | Kuɗin Wata |
|---|---|---|
| Bangkok (cibiya) - alatu | Dogon lokaci | THB 60,000 - 120,000 |
| Bangkok - matsayin tsakiya | Dogon lokaci | THB 15,000 - 25,000 |
| Phuket yamma | Gajeren lokaci | Na daban bisa dare |
A gaɓar yamma ta Phuket - musamman Bang Tao - matsakaicin farashin ƙasa ya kai kusan THB 284,000 a kowace mita murabba'i, bisa ga jaridar Nation Thailand. Kasuwar gajeren lokaci a Phuket ta dawo zuwa kashi 95 na yawan alƙawuran kafin COVID, tare da ƙarin kashi 20 zuwa 30 cikin ɗari a farashin dare.
Ina Mafi Kyau Don Siyan Dukiya don Haya?
Zaɓin wurin shine daya daga cikin mafi muhimmancin shawarwari da za ka yi:
Don samun riba mai ƙarfi da kwanciyar hankali (dogon lokaci): Fokasi a yankunan cibiyar Bangkok da ke kusa da layukan BTS da MRT, kamar su Sukhumvit, Phrom Phong, Asok, da Thonglor. A waɗannan wurare, yawan amfani (occupancy) na gidajen condominium masu inganci ya zarce kashi 90, kuma farashin dukiya yana tashi da kashi 5 zuwa 8 cikin ɗari a shekara a wuraren da bukatar haya take ƙarfi.
Don riba mai tsawo tare da bambancin lokutan shekara: Gaɓar yamma ta Phuket - Bang Tao, Laguna, Surin - ita ce zaɓin farko na masu saka jari na duniya. Riba ta iya kai kashi 7 zuwa 10 cikin ɗari amma tana buƙatar gudanarwa mai aiki da fahimtar lokutan yawon shaƙatawa.
Haƙƙin Mallakar Baki a Thailand
Da yawa Hausawa na iya tambayar: shin baƙo na iya mallakar gida a Thailand? Amsa ita ce: haka ne, amma akwai iyaka.
Bisa ga Dokar Condominium (Condominium Act), baƙo na iya mallakar har zuwa kashi 49 na jimlar gidajen wani gini akan freehold - ma'ana mallaka cikakka ta doka, tare da haƙƙin cikakken hayar gida.
Idan ka son hayar gajeren lokaci (ƙasa da kwana 30), doka ta Hotel Act 2004 tana buƙatar lasisi na musamman (Hotel License). Aiki ba tare da wannan lasisin ba na iya jawo tarar kuɗi.
Haraji da Kuɗaɗen Gudanarwa: Abin Da Ka Sani
Komai yana da farashi, kuma dukiya a Thailand ba ta keɓanta ba:
Haraji kan kuɗin haya:
- Mutum ɗaya (a matsayin mai dukiya): haraji na ci gaba daga kashi 5 zuwa 35 cikin ɗari bisa matakin kuɗin shiga
- Ta hanyar kamfani na Thai: adadin haraji shine kashi 20 cikin ɗari
Tun daga shekara ta 2024, gwamnatin Thailand tana karɓar haraji kan kuɗin da ake shigowa da su daga ƙasashen waje a cikin shekarar da aka samu su. Don haka, duk kuɗin haya daga dukiyarka a Thailand ana haraji shi a Thailand, ko a ina kake karɓar kuɗin.
Wasu kuɗaɗe na yau da kullum:
| Iri na Kashe Kuɗi | Adadi |
|---|---|
| Kudin kula da ginin (common area fees) | THB 40 zuwa 80 a mita murabba'i a wata |
| Kuɗin gudanarwa ga masu hayar gajeren lokaci | Kashi 10 zuwa 30 na kuɗin shiga |
| Inshora da kayan ɗaki | Bambanci |
A haɗe, kashe kuɗin aiki yawanci sun kai kashi 20 zuwa 35 na gross rental income.
Hayar Gajeren Lokaci ko Dogon Lokaci - Wanne Ya Fi?
Wannan tambayar da dama ke yi. Ga taƙaitaccen kwatancen:
- Haya ta gajeren lokaci na ba da riba mai tsawo akan takarda, amma kuɗin gudanarwa (har zuwa kashi 30), kuɗin dandalin haya, da lokutan fanko suna rage riba ta gaske
- Haya ta dogon lokaci tana ba da kuɗin shiga mai ƙididdigewa da nauyin gudanarwa mafi ƙanƙanta - wanda ya fi daɗi ga mai saka jari da ba ya son shiga ciki rana-rana
A ƙarshe, riba ta gaske ta nau'i biyu yawanci tana kusa - yanke shawara ya dogara da irin lokaci da kulawa da kake shirye ka bayar.
Ƙaramin Kasafin Kuɗi Don Fara
Ba kwa buƙatar zama mai arziki mai yawa don shiga wannan kasuwa. A Bangkok, wani ɗakin kwana ɗaya ko studio a gini mai kyau da wurin da ya dace yana farawa da kusan THB miliyan 3 zuwa 5 (kusan dalar Amurka $85,000 zuwa $140,000). Yankin alatu yana farawa daga THB miliyan 8 zuwa 10. Gidaje mafi tsada yawanci suna jan masu haya mafi inganci tare da ƙarancin fanko.
Kadarorin Thailand Na Taimaka Maka
Kundin Kadarorin Thailand ya ƙunshi ƙwararrun da ke taimaka wa masu harshen Hausa su sami dukiya a Phuket da Bangkok - tun daga zaɓin gini har zuwa shawarwari game da doka da haraji. Idan kuna son sanin ƙarin ko farawa da tambaya, ƙungiyar tana a shirye.
Kasuwar haya a Thailand ba wata fada ba ce mai wucin gadi - ita ce madubi na gaskiyar rayuwar tattalin arziƙi da ƙaurace al'ummar zamani. Ga mai saka jari mai hankali wanda ya zaɓi wuri da nau'in gudanarwa yadda ya kamata, 2026 tana miƙa daya daga cikin mafi kyawun daman riba-da-haɗari a yankin Kudu maso Gabashin Asiya.
Madogara: Nation Thailand, Bangkok Post, CBRE Thailand